Rintu PatnaikDigital Health Ecosystems: The Discovery Growth EngineIn an earlier post, ecosystem characteristics and successes in digital health were discussed. Here, the focus turns to Discovery’s Vitality…4 min read·Dec 4, 2022----
Rintu PatnaikThe Latent Potential In Insurance Markets: Two Indicators That UnravelThe median of global Insurance Penetration, defined in terms of insurance premium as percentage of GDP, was below 2% as recently as 2016…4 min read·Nov 26, 2022----
Rintu PatnaikSegment-of-one personalization: USAA, RBC prevail96% member retention. The highest net promoter scores in home insurance, auto insurance and banking over the last decade. 64% of members…4 min read·Nov 12, 2022----
Rintu PatnaikWin Some, Lose Some in Accelerated Life Insurance UnderwritingLife insurance ownership has seen a decline in the recent past. There was an estimated $25 trillion gap between coverage purchased and…4 min read·Nov 5, 2022----
Rintu PatnaikSegment-of-One Personalization Part 1: The End GoalThe merits of well-executed personalization are legion. Financial institutions (FI) can potentially generate up to $300 million in revenue…3 min read·Oct 29, 2022----
Rintu PatnaikChatbots with Blockchain — Plumbing or Showerheads?Shopping for insurance or filing a claim can be arduous. But not so, when chatbots with conversational interfaces, mimic humans and…4 min read·Oct 23, 2022----
Rintu PatnaikIs AI “Pie In the Sky” For Insurance Distribution?Globally, insurers contend with numerous distribution challenges — whether it is by virtue of the shift to remote sales networks or from…3 min read·Oct 16, 2022----
Rintu PatnaikCatastrophe Models Are More Accessible, Insightful and Prevalent Than EverFive years ago, catastrophe(CAT) modelling was relatively unknown. Today, CAT modelling for hurricanes and earthquakes is fast becoming the…4 min read·Oct 9, 2022----
Rintu PatnaikWorkers Comp Makeover: Pay-as-you-go, digitization, loss controlWorkers’ compensation (WC) claims can significantly dent a business’s productivity and margins. Out-of-work employees coerce company…3 min read·Oct 1, 2022----
Rintu PatnaikIntangibles Insurance: Immense Potential, Emerging OptionsIn this 4th Industrial Revolution, platforms have supplanted traditional companies as wealth creators while intangible assets have replaced…4 min read·Sep 24, 2022----