Rintu PatnaikDigital Health Ecosystems: The Discovery Growth EngineIn an earlier post, ecosystem characteristics and successes in digital health were discussed. Here, the focus turns to Discovery’s Vitality…Dec 4, 2022Dec 4, 2022
Rintu PatnaikThe Latent Potential In Insurance Markets: Two Indicators That UnravelThe median of global Insurance Penetration, defined in terms of insurance premium as percentage of GDP, was below 2% as recently as 2016…Nov 26, 2022Nov 26, 2022
Rintu PatnaikSegment-of-one personalization: USAA, RBC prevail96% member retention. The highest net promoter scores in home insurance, auto insurance and banking over the last decade. 64% of members…Nov 12, 2022Nov 12, 2022
Rintu PatnaikWin Some, Lose Some in Accelerated Life Insurance UnderwritingLife insurance ownership has seen a decline in the recent past. There was an estimated $25 trillion gap between coverage purchased and…Nov 5, 2022Nov 5, 2022
Rintu PatnaikSegment-of-One Personalization Part 1: The End GoalThe merits of well-executed personalization are legion. Financial institutions (FI) can potentially generate up to $300 million in revenue…Oct 29, 2022Oct 29, 2022
Rintu PatnaikChatbots with Blockchain — Plumbing or Showerheads?Shopping for insurance or filing a claim can be arduous. But not so, when chatbots with conversational interfaces, mimic humans and…Oct 23, 2022Oct 23, 2022
Rintu PatnaikIs AI “Pie In the Sky” For Insurance Distribution?Globally, insurers contend with numerous distribution challenges — whether it is by virtue of the shift to remote sales networks or from…Oct 16, 2022Oct 16, 2022
Rintu PatnaikCatastrophe Models Are More Accessible, Insightful and Prevalent Than EverFive years ago, catastrophe(CAT) modelling was relatively unknown. Today, CAT modelling for hurricanes and earthquakes is fast becoming the…Oct 9, 2022Oct 9, 2022
Rintu PatnaikWorkers Comp Makeover: Pay-as-you-go, digitization, loss controlWorkers’ compensation (WC) claims can significantly dent a business’s productivity and margins. Out-of-work employees coerce company…Oct 1, 2022Oct 1, 2022
Rintu PatnaikIntangibles Insurance: Immense Potential, Emerging OptionsIn this 4th Industrial Revolution, platforms have supplanted traditional companies as wealth creators while intangible assets have replaced…Sep 24, 2022Sep 24, 2022
